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政府福利参考

CPP 残障和子女福利

CPP 残障养老金、退休后残障福利以及 CPP 子女福利的来源值。

链接 Canada.ca 来源最后核对：2026 年 6 月年度来源核查

当前摘要

CPP 残障福利参考点

CPP 残障养老金$1,741.20 maximum; $1,210.86 average for new beneficiaries
子女福利项目3

背景

这个参考值的含义

CPP 残障和子女福利取决于供款历史、残障标准、退休养老金状态、子女资格以及当前项目规则。本页记录 OpenBook Planning 参考页、计算器和文章使用的来源值和解释说明。

参考表

CPP 残障和子女福利参考点

项目规则或基础数值说明
CPP disability pensionMonthly taxable benefit$1,741.20 maximum; $1,210.86 average for new beneficiariesMaximum monthly amount for 2026 and average monthly amount for new beneficiaries as published by Canada.ca.
CPP disability basic amountMonthly base component$610.46The CPP disability payment includes a 2026 basic monthly amount plus an additional amount based on CPP contributions.
Post-retirement disability benefitMonthly taxable benefit$610.46Monthly 2026 amount for the post-retirement disability benefit.
Combined CPP disability and survivor benefitCombined monthly maximum$1,756.14January 2026 maximum where CPP disability benefit and CPP survivor's pension are combined into one monthly payment.
Disabled contributor's child benefitMonthly benefit for eligible children$307.81 under age 18 or full-time student; $153.91 part-time studentMonthly 2026 child-benefit amounts for eligible children of a person receiving a CPP disability benefit.
Surviving child's benefitMonthly benefit for eligible children$307.81 under age 18 or full-time student; $153.91 part-time studentMonthly 2026 child-benefit amounts for eligible children of a deceased CPP contributor.
Child-benefit eligibility agesDependent-child anchorUnder age 18, or age 18 to 25 while attending a recognized school or universityCanada.ca describes child-benefit eligibility by age and school attendance, with separate application and renewal steps for students age 18 to 25.
CPP disability work-earnings contact pointGross earnings before tax$7,400 in 2026Canada.ca instructs CPP disability recipients to contact Service Canada once earnings reach this amount.
Substantially gainful occupation thresholdGross earnings before tax$20,971.45 in 2026Canada.ca defines a substantially gainful occupation by reference to the maximum annual CPP disability pension amount.

说明和假设

CPP 残障和子女福利说明与本参考页的来源数据一起维护。

官方来源