Registered account calculator

RRSP Room Calculator

How to use this calculator: Enter prior-year income that may count for RRSP room, income that generally does not create room, and pension adjustments to estimate new RRSP contribution room. Your CRA notice of assessment or My Account remains the controlling source for actual room.

Data year: 2026 RRSP dollar limit, last checked May 19, 2026.

Public testing

Trying to understand RRSP room?

Use the RRSP Room Guided Route to start with salary, net business income, net rental income, and unused RRSP deduction room before using this calculator for the more detailed estimate.

Explore the guided route